ADT® Authorized Dealer Serving Fort Wayne, Northeast Indiana, & Surrounding Areas
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September 08, 2026

Will A Home Security System Lower Insurance Rates In Fort Wayne?

You bet! Many insurers offer discounts for home security systems in Fort Wayne, typically ranging from 5 to 20% based on several different factors. How much you save can vary quite a bit according to the type of system you select, the insurer, and your location. See how to maximize your savings while giving your family the highest level of protection

Why Do Insurers Offer Home Security Discounts?

Home security systems reduce the risk of theft, which means there’s a lower chance the insurer will have to pay a covered claim. When you have monitored smoke detectors, water sensors, and CO sensors connected to your security system, the chance of damage due to fires and flooding is reduced as well. You’re helping the insurer by minimizing their risk of paying. For this reason, they’re pleased to offer a discount.

What Fort Wayne Home Security Systems Qualify For The Largest Discount?

Of course you want the biggest discount possible. Here are some tips:

  • Choose professional monitoring. A monitored system is the best choice for your loved ones, and it’s often required by insurers to earn a discount. Enjoy the added protection you need and save money to boot.

  • Include monitored safety alarms. You’ll likely enjoy a larger discount by minimizing the risk of damage from fires, CO leaks, and flooding. Getting your CO detectors, fire alarms, and water sensors monitored also gives your family an essential backup during emergencies.

  • Install a complete security system. Installing a full-featured defense with window and door sensors, video cameras, smart locks, motion detectors, and more, will be seen positively by the insurance company and bring more savings.

Installing a video camera on its own won’t automatically get you a discount. Know that your system needs to be monitored by professionals. 

Steps For Getting Your Home Security Insurance Discount In Fort Wayne

The first step to reducing your premiums is to reach out to the insurance company once you’ve installed your alarm system. They’ll likely want to see documents such as a professional monitoring certificate or a monitoring agreement. Reputable home security firms like ADT frequently work with insurers and can help with the required documentation.

ADT Systems Check All The Boxes For Insurance Discounts

Choose the best defense for your household and benefit from an insurance discount with an ADT home security system in Fort Wayne. Boasting the biggest monitoring network in the U.S., ADT gives you unmatched 24-hour professional monitoring. You’ll also enjoy access to comprehensive systems with video surveillance, smart locks, environmental alarms, and much more.

How Much Could You Save? Create Your New ADT System In Fort Wayne Today

The greatest benefit of ADT alarm systems is the outstanding protection they offer your Fort Wayne family. Getting a discount on your home insurance bills is icing on the cake. Design your new system by contacting the ADT authorized dealers at Secure24 Alarm Systems. Dial (260) 203-1992 or submit our form on this page.

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